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Terms & Conditions

Last updated: 21 May 2026

Please read these terms and conditions carefully before using essential-expenses.com (the “Site”) or any services provided by Classify AI Ltd (“we”, “us”, “our”). By accessing the Site you agree to be bound by these terms.

1. About us
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Classify AI Ltd is a company registered in England and Wales (company number 16313124). References to “Essential Expenses” refer to the expense management product operated by Classify AI Ltd.

2. Use of the Site
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You may use the Site for lawful purposes only. You must not:

  • Use the Site in any way that breaches applicable local, national or international law or regulation
  • Transmit any unsolicited or unauthorised advertising or promotional material
  • Attempt to gain unauthorised access to any part of the Site or its related systems
  • Introduce viruses, trojans or other harmful material
  • Scrape, copy or reproduce Site content for commercial purposes without our written permission

We reserve the right to suspend or terminate access to the Site if these terms are breached.

3. Intellectual property
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All content on the Site — including text, graphics, logos, product descriptions and software — is owned by or licensed to Classify AI Ltd and is protected by UK and international intellectual property laws.

You may view and print pages from the Site for personal, non-commercial use only. No other use is permitted without our prior written consent.

4. Our services
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4.1 Service description
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Essential Expenses is an AI-powered expense management platform. Full terms governing use of the platform itself are provided separately upon onboarding.

4.2 No binding offer
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Information on the Site regarding pricing, features and availability is for general guidance only and does not constitute a binding offer. All service agreements are subject to a separate written contract.

4.3 Service availability
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We aim to keep the Site available at all times but do not guarantee uninterrupted access. We may suspend, withdraw or restrict availability of the Site at any time without notice for operational or maintenance reasons.

5. Disclaimers
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The Site and its content are provided “as is” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose or non-infringement.

We do not warrant that:

  • The Site will be error-free or uninterrupted
  • Any information on the Site is complete, accurate or up to date
  • The Site is free from viruses or other harmful components

Nothing on the Site constitutes legal, financial, tax or professional advice. You should seek independent professional advice before making any business decisions.

6. Limitation of liability
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To the fullest extent permitted by law, Classify AI Ltd shall not be liable for any:

  • Loss of profits, revenue, business or data
  • Indirect, consequential or special loss or damage
  • Loss arising from your reliance on information published on the Site

Our total aggregate liability to you in connection with the Site shall not exceed £100.

Nothing in these terms limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded by law.

7. Third-party links #

The Site may contain links to third-party websites. These links are provided for convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Privacy
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Your use of the Site is also governed by our Privacy Policy, which is incorporated into these terms by reference.

9. Changes to these terms
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We may revise these terms at any time by updating this page. The “last updated” date at the top will reflect any changes. Your continued use of the Site after changes are posted constitutes acceptance of the revised terms.

10. Governing law and jurisdiction
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These terms are governed by the laws of England and Wales. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact
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If you have any questions about these terms, please contact us:

Classify AI Ltd
info@classify-ai.com
Registered in England and Wales · No: 16313124